Mr. Sunil Kapoor
Managing Director & CEO
Mr. Sunil Kapoor, the Managing Director & CEO of Roha Housing
Finance Private Limited (RHFPL), is a professionally qualified
Chartered Accountant (May’1991) and Cost Accountant (December’
1990), with over 30 years of experience, mainly in Financial
Services Industry.

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Mr. Kapoor is leading Roha Housing Finance since its inception in
July’2017 and led the organization to achieve significant
milestones. In the last more than 6 years, he has grown the company
from launch to an AUM of more than 650+ crores, by creating a robust
and efficient Business Model, spread across more than 75 Branches,
in more than 60 Cities across 8 States. Further, for the growth of
the business, Mr. Kapoor played a pivotal role in obtaining the
Housing Finance License from NHB and establishing Banking lines with
industry giants such as SBI, NHB, HDFC Bank, IDFC First Bank,
Federal Bank, LIC Housing, Canara Bank, Indian Overseas, CSB Bank
Bajaj Finance and TATA Capital, among others. During his entire
career, he has worked and led diverse functions like Sales &
Distribution, Channel Management, Operations, Risk and Credit
(Underwriting), Collections, and Finance. Prior to his role at
RHFPL, he served as the Executive Director of Capri Global Capital
Ltd, a listed NBFC. In his professional journey, he held key
positions in global giants such as American International Group
(AIG), Citigroup, GE Money, American Express (AMEX), Siemens, Bharti
AXA Life Insurance, and Godfrey Phillip. In the swiftly changing
scenario of the housing finance industry, Mr. Kapoor’s unparalleled
vision, experience, decisiveness, inclusivity, adaptability, and
ability to engage stakeholders assures a glorious future for the
company and its stakeholders.”

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Mr. Soumyendra Joarder
Chief Risk Officer
Mr. Soumyendra Joarder, with nearly 35 years of hands-on experience
in the entire spectrum of Home & Mortgage Business in India,
brings a wealth of expertise in both Affordable and Formal Sectors.
In terms of qualifications, Mr. Joarder holds a Graduation degree in
Physics from the University of Calcutta and an MBA from IISWBM,
Kolkata.

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Before joining Roha, his most recent stint was with India Shelter
Finance Corporation Limited. Throughout his extensive career, Mr.
Joarder has contributed significantly to the field. He has managed
large teams across India and played pivotal roles in renowned
organizations such as Habitat Housing Finance Ltd., Lakshmi Vilas
Bank, Deutsch Postbank Home Finance, Home Trust Housing Finance, and
LIC Housing Finance. Additionally, he served as a Visiting Faculty
at the National Institute of Banking Studies and Corporate
Management (NIBSCOM), teaching key aspects of Mortgage Business. His
career is marked by strategic initiatives in Business Operations,
Risk Management, and Regulatory as well as Statutory Compliances.
His professional expertise includes developing Credit, Operations,
Collections, and Recovery Manuals, along with digitizing credit
processes, credit/risk policies, and credit scoring models.

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Mr. Mrinal Agarwal
Head Operations & IT
Mr. Mrinal Agarwal is a seasoned professional with a career span
close to 25 years in the Banking, Financial Services, and Insurance
sectors. His rich experience encompasses various product lines
within the Retail Consumer Finance Operations & MSME Lending
space. Mrinal’s educational foundation is anchored in his
professional qualification as a Chartered Accountant.

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Before joining RHFPL, Mr. Agarwal has worked with several reputable
organizations. Noteworthy among these are Citigroup, ABN Amro Bank,
TATA AIG Life Insurance, Karvy Financial Services, Bajaj Finance,
and Capri Global Capital. His proficiency extends across a spectrum
of areas within the financial landscape, including Branch and
Centralized Operations, Customer Services, Systems
Development/Implementation, Information Technology, Process
Re-Engineering, Project Management, Financial Operations, Audit
& Compliance, and Operational Risk Management. This broad skill
set is honed through his involvement in multiple product lines,
showcasing his versatility and adaptability in navigating the
intricacies of the financial services domain.

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Mr. Tarang Goel
Chief Business Officer
Mr. Tarang Goel is a seasoned professional with over 23 years of
rich and diverse experience in the Housing Finance, Construction
Finance, and Retail Mortgage sectors. Throughout his career, he has
held leadership roles in reputed institutions such as HSBC, ABN
AMRO, Citi, Standard Chartered, DCB Bank, and SMFG Housing Finance.

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Tarang’s professional journey spans multiple functions, including
Sales and Marketing, Product Development, Credit Policy, and
Business Strategy. His ability to lead from the front has seen him
successfully manage large teams, drive business expansion, and
spearhead strategic initiatives. From setting up new businesses to
scaling operations and leading transformational projects, his
contributions have consistently added value to the organizations he
has been part of. With a strong understanding of market dynamics and customer needs
across geographies, Tarang has been instrumental in aligning
business goals with operational execution, ensuring sustainable
growth and profitability. He holds an MBA in Marketing from Pune
University and combines academic grounding with practical insights
to deliver impactful results in a highly competitive industry
landscape.

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Ms. Preeti Singh
Chief Compliance Officer
Ms. Preeti Singh is a qualified Company Secretary and holds degrees
in Commerce (B.Com) and Law (LLB). With over 15 years of
post-qualification experience, she has built a strong career in
managing legal and secretarial functions across a diverse range of
sectors. Since July 2024, Preeti has been serving as the Chief
Compliance Officer at ROHA Housing Finance, where she is responsible for ensuring organization-wide adherence to regulatory frameworks and compliance standards.

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Prior to joining ROHA, she held the
position of Chief Compliance Officer and Company Secretary at DMI
Housing Finance, where she played a key role in shaping the
company’s compliance culture and legal governance.
A seasoned professional in the fields of Legal, Compliance, and
Corporate Secretarial work, Preeti possesses deep expertise in
Corporate Law, Regulatory Affairs, and Statutory Compliance. Her
meticulous approach and comprehensive understanding of legal and
regulatory landscapes make her an integral part of the
organization’s leadership team. landscape.

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