Mr. Sunil Kapoor
Managing Director & CEO
A true leader is measured by his past. Previously an Executive Director of Capri Global Capital Ltd., a listed NBFC with a net worth of over Rs. 1200 crores, Mr Kapoor is clearly an epitome of this statement. During his tenure, the company’s rating was upgraded by two notches – from A- to A+, which itself is a quantified testimony of his abilities.

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Mr Kapoor’s leadership has helmed global giants like American International Group (AIG), Citigroup, GE Money, American Express (AMEX), Capri Global Capital Limited, Siemens, Bharti AXA Life Insurance and Godfrey Phillips. His repertoire reflects not only his diversity but an undying ambition to grow – the very ambition that is now ready to propel JJT Group to greater heights. Mr Kapoor is a professionally qualified Chartered Accountant and Cost Accountant, with more than 27 years of rich work experience in setting up new products, distribution channels and the businesses.

He brings expertise in various functions such as sales & distribution, operations, risk and credit, collections and finance in all kinds of retail asset products including loans, cards, finance, mortgages and insurance. But more importantly, he brings to the table a titanic hunger and an unparalleled vision that ascertains a better future for the company and everyone involved.

He is extremely passionate about Cricket & loves spending time with his family.

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Mr. Soumyendra Joarder
Chief Risk Officer
Mr. Soumyendra Joarder comes with nearly 30 years of management and hands-on experience in the entire gamut of Home & Mortgage Business in India – both in Affordable as well as Formal Sector. He was instrumental in taking Strategic Initiative for Business Operations, Risk Management and Regulatory as well as Statutory Compliances.

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He has also developed Credit, Operations, Collections and Recovery Manual’s, Digitizing Credit processes, Credit/Risk policies and Credit Scoring Models. He has handled large team pan India and taken several significant initiatives. Prior to joining Roha, his last stint was with India Shelter Finance Corporation Limited.

During his long career of 30 years, he has worked with multiple organizations of repute, namely Habitat Housing Finance Ltd., Lakshmi Vilas Bank, Deutsch Postbank Home Finance, Home Trust Housing Finance and LIC Housing Finance. Soumyendra was also a Visiting Faculty at the National Institute of Banking Studies and Corporate Management (NIBSCOM) teaching key aspects of Mortgage Business.

He has completed his Graduation in Physics from University of Calcutta and his MBA from IISWBM, Kolkata. In his spare time, he enjoys reading books, travelling and playing cricket.

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Mr. Sachin Arora
Head – Operations
Mr Sachin Arora has more than 20 years of experience in Financial Services, with hands-on experience across Audit, Mutual Fund Distribution Operations and Capital Market Lending Operations. He holds a Bachelor’s degree in Commerce from Delhi University and Post-Graduation in Business Administration (Finance) from Symbiosis (SCDL), Pune.

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He is taking care of Operations at Roha. Prior to joining Roha, he was associated with Religare Group.

Prior to Religare, he has also worked with Zuari Investments Limited wherein he has handled year-end closing and finalisation of accounts. He has multi-faceted experience across operational areas like Reconciliation, Disbursements, Document Management, Central OPS Processes. He has also handled Tech Enhancement projects in his previous assignments.

He enjoys listening to music and is a strong believer that music is a good stress buster.

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Ms. Chandni Sharma
Human Resources
Chandni Sharma has over 9 years of multifaceted experience in Policy Formulations, Change Management , Manpower Planning & Budgeting, Performance Appraisal and Trainings.
She is an MBA (Human Resource & Marketing) from Asia Pacific institute . She has done also Bachelor’s of Art (English & Economics) from Delhi University. She is leading the Human Resource team at Roha.

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Prior to joining Roha, She was associated with organizations of the likes of Spandana Sphoorty Finance. Hero FinCorp & Escorts Securities to name a few. She has also worked for Honey Badger Enterprises as Consultant –HRBP. In her free time she loves to Swim and do cycling.

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Ms. Vinita Jain
Business Development & Strategy
Ms Vinita Jain has over 12 years of multifaceted experience in Financial Services with insightful exposure in Assets Businesses for SME and MSME’s with Affordable Home Loans, LAP, Channel Finance, Retail Asset Loans in particular. She is a Chartered Accountant (2005) batch and is a Certified Analytics Professional from IIM Lucknow and Kelly School of Business. She also possesses coveted certification from SAS for E- Miner Professional.

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Prior to joining Roha, she was associated with Capri Global Capital Limited, wherein, she was instrumental in the launch of Small Ticket Mortgage Loans and Affordable Home Loans businesses. She has handled all the facets of Product Management, be it P&L Management, Cross Selling, Marketing, Training and Data Analytics. She loves to dance and is passionate about the fashion world. She has a creative flavour to her personality.

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Mr. Varun Khunteta
Finance Controller
Mr. Varun Khunteta has more than 8 years of experience post his professional qualification. He has specifically build his expertise in Indian Accounting Standards, IFC and Indian GAAP along with Companies Act and Income Tax Act. He is Skilled in designing and implementation of the Financial Budgeting, Consolidation, Fund Raising, IPO Listing in BSE and NSE, SAP Implementation and Risk Control Matrix.

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In his professional career he has worked with Walker, Chandiok & Co as Senior Audit & Assurance and his last stint was with Advanced Enzyme Technologies Limited as a Senior Manager – Finance & Accounts

Varun is Chartered Accountant (May 2011), Company Secretary (June 2011) and Bachelors in Commerce (Hons) from Rajasthan university.

He is enthusiastic about outdoor sports, loves cooking and reading books. Zeal to learn is what inspires, drives & motivates him the most.

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