Mr. Sunil Kapoor
Managing Director & CEO
A true leader is measured by his past. Previously an Executive Director of Capri Global Capital Ltd., a listed NBFC with a net worth of over Rs. 1200 crores, Mr Kapoor is clearly an epitome of this statement. During his tenure, the company’s rating was upgraded by two notches – from A- to A+, which itself is a quantified testimony of his abilities.

....read more


Mr Kapoor’s leadership has helmed global giants like American International Group (AIG), Citigroup, GE Money, American Express (AMEX), Capri Global Capital Limited, Siemens, Bharti AXA Life Insurance and Godfrey Phillips. His repertoire reflects not only his diversity but an undying ambition to grow – the very ambition that is now ready to propel JJT Group to greater heights. Mr Kapoor is a professionally qualified Chartered Accountant and Cost Accountant, with more than 27 years of rich work experience in setting up new products, distribution channels and the businesses.

He brings expertise in various functions such as sales & distribution, operations, risk and credit, collections and finance in all kinds of retail asset products including loans, cards, finance, mortgages and insurance. But more importantly, he brings to the table a titanic hunger and an unparalleled vision that ascertains a better future for the company and everyone involved.

He is extremely passionate about Cricket & loves spending time with his family.

....read less

Mr. Soumyendra Joarder
Chief Risk Officer
Mr. Soumyendra Joarder comes with nearly 30 years of management and hands-on experience in the entire gamut of Home & Mortgage Business in India – both in Affordable as well as Formal Sector. He was instrumental in taking Strategic Initiative for Business Operations, Risk Management and Regulatory as well as Statutory Compliances.

....read more


He has also developed Credit, Operations, Collections and Recovery Manual’s, Digitizing Credit processes, Credit/Risk policies and Credit Scoring Models. He has handled large team pan India and taken several significant initiatives. Prior to joining Roha, his last stint was with India Shelter Finance Corporation Limited.

During his long career of 30 years, he has worked with multiple organizations of repute, namely Habitat Housing Finance Ltd., Lakshmi Vilas Bank, Deutsch Postbank Home Finance, Home Trust Housing Finance and LIC Housing Finance. Soumyendra was also a Visiting Faculty at the National Institute of Banking Studies and Corporate Management (NIBSCOM) teaching key aspects of Mortgage Business.

He has completed his Graduation in Physics from University of Calcutta and his MBA from IISWBM, Kolkata. In his spare time, he enjoys reading books, travelling and playing cricket.

....read less

Mr. Hitender Bhargava
IT – Software
Mr Hitender Bhargava manages Information Technology from software side contributing as a Business Analyst and Business Intelligence expert at Roha. A commerce graduate from the University of Delhi, he has more than 19 years of experience in Financial Services. Prior to joining Roha, he was associated with Religare Finvest Limited.

....read more


During his stint at various State, District and Local Cooperative Banks, Credit Societies, SACCOS, Development Banks, he has got exposure to implement and support Core Banking and Financial Softwares. He remained actively involved with software development teams as Business Analyst and subject matter expert and delivered the Core Banking projects in countries like India, US, Kenya, Nepal & Saudi Arabia.

His enthusiasm is in exploring new technologies and he has an amazing passion for music.

....read less

Mr. Sachin Arora
Head – Operations
Mr Sachin Arora has more than 20 years of experience in Financial Services, with hands-on experience across Audit, Mutual Fund Distribution Operations and Capital Market Lending Operations. He holds a Bachelor’s degree in Commerce from Delhi University and Post-Graduation in Business Administration (Finance) from Symbiosis (SCDL), Pune.

....read more


He is taking care of Operations at Roha. Prior to joining Roha, he was associated with Religare Group.

Prior to Religare, he has also worked with Zuari Investments Limited wherein he has handled year-end closing and finalisation of accounts. He has multi-faceted experience across operational areas like Reconciliation, Disbursements, Document Management, Central OPS Processes. He has also handled Tech Enhancement projects in his previous assignments.

He enjoys listening to music and is a strong believer that music is a good stress buster.

....read less

Mr. Sandesh Rane
IT – Infrastructure
Mr Sandesh Rane is taking care of Business Application Production Support and Peripheral Applications at Roha. He has more than 15 years of experience in Retail & Corporate Banking and Retail Lending.

....read more


He is a Bachelor from Mumbai University in Chemistry and has done his Masters in Management Studies from K.J. Somaiya Institute of Management Studies, Mumbai. Prior to joining Roha, he was associated with YESBANK.

In his overall professional stint, he has solid 10 years of experience in banking domain in organisations like Tech Process Solutions, AXIS Bank and Godrej group of companies. He has expertise in managing high-end Information Technology Business Systems such as Internet and Mobile Banking (Retail and Corporate), Wallet System, AI, Payment Systems including IMPS (Immediate Payment Service), BBPS, UPI (Unified Payment Interface), Social Banking, SMS.

He is extremely passionate about fitness, music and cricket. He is a nature lover and hooks himself into gardening during his free times.

....read less

Mr. Anand Tiwari
Human Resources
Anand Tiwari is an MBA in Business Design and Innovation from Welingkar Institute of Management Studies having more than eight years of corporate experience. He is leading the Human Resource team at Roha. Prior to joining Roha, he was associated with Ocwen Financials, Tesco HSC and Capgemini.

....read more


He comes with a rich HR Business Partnering experience from diverse industry verticals. His expertise lies in the entire gamut of HR activities such as Performance Management, Talent Development, Employee Engagement, Compensation and Benefits, Recruitment, Operations, Analytics and HR Compliance.

With people at the core of everything he firmly believes in constant improvement and value-driven approach. He is an adventure sports enthusiast and loves to explore new places.

....read less

Ms. Vinita Jain
Business Development & Strategy
Ms Vinita Jain has over 12 years of multifaceted experience in Financial Services with insightful exposure in Assets Businesses for SME and MSME’s with Affordable Home Loans, LAP, Channel Finance, Retail Asset Loans in particular. She is a Chartered Accountant (2005) batch and is a Certified Analytics Professional from IIM Lucknow and Kelly School of Business. She also possesses coveted certification from SAS for E- Miner Professional.

....read more


Prior to joining Roha, she was associated with Capri Global Capital Limited, wherein, she was instrumental in the launch of Small Ticket Mortgage Loans and Affordable Home Loans businesses. She has handled all the facets of Product Management, be it P&L Management, Cross Selling, Marketing, Training and Data Analytics. She loves to dance and is passionate about the fashion world. She has a creative flavour to her personality.

....read less

Mr. Varun Khunteta
Finance Controller
Mr. Varun Khunteta has more than 8 years of experience post his professional qualification. He has specifically build his expertise in Indian Accounting Standards, IFC and Indian GAAP along with Companies Act and Income Tax Act. He is Skilled in designing and implementation of the Financial Budgeting, Consolidation, Fund Raising, IPO Listing in BSE and NSE, SAP Implementation and Risk Control Matrix.

....read more


In his professional career he has worked with Walker, Chandiok & Co as Senior Audit & Assurance and his last stint was with Advanced Enzyme Technologies Limited as a Senior Manager – Finance & Accounts

Varun is Chartered Accountant (May 2011), Company Secretary (June 2011) and Bachelors in Commerce (Hons) from Rajasthan university.

He is enthusiastic about outdoor sports, loves cooking and reading books. Zeal to learn is what inspires, drives & motivates him the most.

....read less

Mr. Akhlesh Sharma
National Legal Manager
Mr Akhlesh Sharma comes with a rich experience of 16+ years across Litigation Management, Property Appraisal, Corporate Finance, Contract Management, Drafting/ Vetting/ Negotiations, Corporate Recovery, Civil Litigation, Court Appearances, Legal research and so on. He is a Masters of Law (Banking) from Uttarakhand Open University and Masers of Art (Political Science) from MJP Rohilkhand University.He has done LLB (2004) & B.Sc (2000) from MJP Rohilkhand University.

....read more


His last stint was with Art Housing finance limited as Head Business Legal. Prior to this, he has worked with Intec Capital limited, Asset Reconstruction Company (India) Limited, DHFL & I-Process.

He loves cooking and reading books, case laws and legal journals.

....read less

Quick Links
Quick Links